Physicians

Robust coverage so you can provide care with confidence

Don’t just check a box. Get real value from your medical liability insurance.

Medical liability insurance is something you buy hoping you’ll never have to use it. We get that—and it’s why we work so hard to help you manage your risk (and hopefully prevent you from ever having to go through litigation). From your first day with us, our aim is to support you through the unique challenges of working in healthcare. Your Copic policy comes with far more than just standard coverage. We use our expertise to show up for you in countless ways—from our 24/7 risk management hotline to educational resources
and cyber liability protection. And our team of underwriters will tailor your coverage options to meet your practice needs, from discounts (part-time, new physicians, loss-free, etc.) to deductibles that fit your risk profile.

Copic offers stand-alone policies for individual physicians as well as coverage for physicians employed or contracted with Group Practices/Clinics and Medical Facilities/Hospitals.

We’ve got you covered. In more ways than one.

Let’s find the coverage that’s right for you:



  • Individual
  • Locum Tenens
  • Slot Position
  • Volunteer
See Coverage Options

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Your Copic coverage highlights:
  • Defense cost coverage (for governmental investigations, medical board inquiries, disciplinary proceedings, billing fraud and abuse investigations)
  • Embedded cyber liability coverage
  • Free tail coverage upon retirement (if you’re insured by Copic for a year or more with a separate limit, we’ll provide tail coverage when you permanently retire from the practice of medicine)
  • Prior acts coverage (optional)
  • Consent to settle clause
Additional coverage options available:
  • Locum tenens
  • Slot position
  • Volunteer physician coverage
  • Separate limits for advanced practice providers you may supervise
  • Increased cyber liability limits
  • Excess or higher limits

Your benefits at a glance—built into your Copic coverage.

On-Site Reviews

Let us see where you might be at risk. We’ll help you identify and address common risks, keeping you, your patients, and your practice safer.

On-site Reviews

24/7 Risk Management Hotline

What keeps you up at night shouldn’t wait until morning. Reach a physician peer whenever you need guidance.

Risk Management Hotline

Legal Resources

We share our legal expertise with you through education and materials that focus on the prevention of claims.

Legal Resources

3Rs Early Intervention Program

An industry benchmark recognized by The New England Journal of Medicine, 3Rs helps you maintain the patient relationship after an adverse outcome.

3Rs

Professional Education & Resources

We’re an accredited CME/CNE provider and offer a range of seminars, on-demand courses, and other resources to help you stay ahead of issues.

Professional Education & Resources

Claims Management

A defense team that is unmatched in protecting you and providing support through every step of the process of dealing with a claim or lawsuit.

Claims Management

*State regulations, legal environments, or policy details may limit the scope of availability of certain programs or benefits.

Physician-Specific Resources

Our Resource Center is a comprehensive collection of materials that provide guidance and insight for medical professionals.

What do physicians have to say about Copic?

Trusted by those you trust.
Copic is the endorsed carrier for:

Members of these state medical associations may be eligible for a discount on their Copic coverage.

Ready to apply? Start with the right form.

If you have questions about which application to complete, information on the applications, or any other details, please contact our Sales department at 720.858.6199 or [email protected].

Note: Additional supplemental applications may be required based on your specialty. Our staff will contact you about this information.

Advanced practice providers who are required to submit an application for coverage:

Advanced Practice Nurse
Aesthetician
Anesthesiology Assistant
CRNA/Nurse Anesthetist
Cytotechnologist
Embryologist
Nurse Midwife
Nurse Practitioner
Optometrist
Pharmacist
Physician Assistant (all specialties)
Psychologist
Psychotherapist
Surgical Assistant

One policy covering a group practice or partnership as well as physician and non-physician employees. To assist with information about individuals to be covered under your policy, please download and complete our Individual Risks Roster spreadsheet.

Please use this application in addition to individual physicians and allied health professionals you would like to cover under your policy.

Supporting you at every turn

Our partnership with you doesn’t start when there’s a claim. From your first day with Copic, we bring you insights to improve patient safety and actively help you reduce your risk.

Unparalleled Defense - When the unplanned happens, we have a plan.

Come what may—an adverse outcome, a claim, or a lawsuit—you’ll have our expert team by your side. Every step of the way, we’ll guide you through the process of finding a resolution—whether that means following our 3Rs Program that focuses on early resolution or using our legal defense coverage for a disciplinary proceeding. We know that these situations have far-reaching impacts, so we’re here to support you beyond the legal realm. You’ll have access to peer-to-peer emotional support, PR/reputational guidance, and more, all as part of your Copic coverage.

Risk Management Guidance - You’ll know how to respond. More importantly, you’ll know how to prevent.

We’re always here to defend you—but of course, we’d rather keep you from ever having to go through a claim at all. That’s why so many of our programs and services are designed to help you identify and address common risks, keeping you, your practice, and your patients safer. As passionate advocates for the power of prevention, we’ll even reward you with premium discounts for taking action to reduce risk.

On-Call Support - When everything is on the line, so are we.

Whether you have an immediate concern about an unexpected outcome, or need more day-to-day guidance, we make it quick and easy to get answers. From a real person, who knows what it’s like to be in your shoes!

Next-level Knowledge - Use our expertise to your advantage.

With Copic, you have access to our ever-growing library of resources. That includes accredited CME courses, virtual seminars, and other educational materials. Our newsletters share ongoing updates on topics you care about—complete with our guidance on any action we recommend. And if you have a question our resources don’t yet answer? Let us know. We’ll help you figure it out.

Let’s get you a quote.

We just need some basic details from you

No need to provide payment info

Copic will follow up with you afterwards

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