Medical Malpractice Insurance for Internal Medicine

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You’re not a policy number. You’re a human.

We see you. And we understand your challenges. Copic is a recognized leader in providing medical liability insurance that offers more than standard coverage. Our relationship doesn’t start when there’s a claim. From day one, we bring you insights designed to improve patient safety, help reduce risk, and let you focus on what you do best. We’re here for the humans of healthcare.

Copic knows the major risks for internal medicine:

At Copic, our team includes physicians who oversee and develop resources and programs to prevent unexpected outcomes. We’re not only protecting you, we’re protecting your patients. Here are key risk areas for internal medicine physicians and ways to reduce errors that we’ve identified from more than 40 years of examining recurring claims.

Failure to Diagnose or Delayed Diagnosis
Cancer
Medication Errors

Key Areas for Errors

Heads—acute neurological presentations: CVA (posterior stroke), SAH, epidurals, encephalitis/meningitis and space occupying spinal cord lesions

Hearts—chest pain triple rule-out: MI/ACS, PE, dissection

Abdominal Pain—acute abdominal emergencies: appendicitis, perforations, ischemic bowel, abscess

Infectious Diseases—severe infectious diseases: sepsis, necrotizing fasciitis, MRSA, SBE, septic joints


Strategies to Reduce Errors

Recognize the narrow window of opportunity to make these rare but serious diagnoses

Perform a good exam and document it, including neurologic when appropriate

Use imaging & communicate with your radiologist

Urgent consults—you own the window of time until your patient gets there

Vital signs are important, especially trends and discharge vitals

Document what you are thinking


Key Areas for Errors

Timely diagnosis of and screening for breast, colorectal, lung, melanoma and prostate malignancies


Strategies to Reduce Errors

Sophisticated tickler and tracking systems

Risk-specific screenings and document their completion or refusal

Systematic work-up of symptomatic findings

Once there is an incidental finding, track it through the process


Key Areas for Errors

Dosing errors

Look alike/sound alike medications

Allergies or adverse drug reactions

Failure to monitor


Strategies to Reduce Errors

Ensure the right prescription, right delivery, and right dose; understand how your electronic systems can help or hinder this

Proper patient education and monitoring


And, when you’re insured by Copic, you can access our resources:

Coverage Details

Your Copic coverage highlights:
  • Defense cost coverage (for governmental investigations, medical board inquiries, disciplinary proceedings, billing fraud and abuse investigations)
  • Embedded cyber liability coverage
  • Free tail coverage upon retirement (if you’re insured by Copic for a year or more with a separate limit, we’ll provide tail coverage when you permanently retire from the practice of medicine)
  • Prior acts coverage (optional)
  • Consent to settle clause
Additional coverage options available:
  • Locum tenens
  • Slot position
  • Volunteer physician coverage
  • Separate limits for advanced practice providers you may supervise
  • Increased cyber liability limits
  • Excess or higher limits

Let’s get you a quote.

We just need some basic details from you

No need to provide payment info

Copic will follow up with you afterwards

Supporting you at every turn

Our partnership with you doesn’t start when there’s a claim. From your first day with Copic, we bring you insights to improve patient safety and actively help you reduce your risk.

Unparalleled Defense - When the unplanned happens, we have a plan.

Come what may—an adverse outcome, a claim, or a lawsuit—you’ll have our expert team by your side. Every step of the way, we’ll guide you through the process of finding a resolution—whether that means following our 3Rs Program that focuses on early resolution or using our legal defense coverage for a disciplinary proceeding. We know that these situations have far-reaching impacts, so we’re here to support you beyond the legal realm. You’ll have access to peer-to-peer emotional support, PR/reputational guidance, and more, all as part of your Copic coverage.

Risk Management Guidance - You’ll know how to respond. More importantly, you’ll know how to prevent.

We’re always here to defend you—but of course, we’d rather keep you from ever having to go through a claim at all. That’s why so many of our programs and services are designed to help you identify and address common risks, keeping you, your practice, and your patients safer. As passionate advocates for the power of prevention, we’ll even reward you with premium discounts for taking action to reduce risk.

On-Call Support - When everything is on the line, so are we.

Whether you have an immediate concern about an unexpected outcome, or need more day-to-day guidance, we make it quick and easy to get answers. From a real person, who knows what it’s like to be in your shoes!

Next-level Knowledge - Use our expertise to your advantage.

With Copic, you have access to our ever-growing library of resources. That includes accredited CME courses, virtual seminars, and other educational materials. Our newsletters share ongoing updates on topics you care about—complete with our guidance on any action we recommend. And if you have a question our resources don’t yet answer? Let us know. We’ll help you figure it out.

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